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25 Oct
Benefits 101: Premiums, Deductibles, Copays, and Out-of-Pocket Maximums
Posted: October 25, 2023
Not understanding benefits terminology is near the top of the list of ways that open enrollment and benefits selection can stress you out. Open enrollment is coming quickly and soon you will be talking about benefit options. The world of benefits and insurance can be confusing. In-network, out-of-network, deductibles, co-pays and co-insurance? What? Let us […]
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17 Oct
Want to Increase Productivity? Support Working Parents
Posted: October 17, 2023
As the flu and RSV season gets underway, companies are asking themselves how they can support employees who need to stay home to care for their children. In fact, last October, 104,000 Americans missed work because of “childcare problems” – the highest total since the Bureau of Labor Statistics began tracking the figure in 2003. […]
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25 Sep
Benefits 101: What Is Open Enrollment?
Posted: September 25, 2023
For millions of Americans, the end of the year is open enrollment season – a yearly opportunity to take stock of your health care needs and select the health insurance plan that works best for you. It is a window of time – typically in the fall – when you can sign up for health […]
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12 Sep
The Return of Student Loans: Ease Your Employee’s Anxiety
Posted: September 12, 2023
In the U.S., the outstanding balance is $1.75 trillion in student loan debt. Approximately 55% of students from public four-year universities have student loans, with a balance of $37,338 owed per borrower. Beginning in October, workers nationwide will need to resume payments on their student loans for the first time since March 2020. The pandemic-related […]
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15 Aug
Why Health Insurance Matters
Posted: August 15, 2023
Health insurance may not be the most exciting thing to shop for but it’s one of the most important things that you can buy for yourself and for your family. Having health insurance has many benefits. It protects you and your family from financial loss in the same way that home or car insurance does. […]
Innovative Insurance Group