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  • Your HSA: A Beginner’s Guide

    Posted: January 14, 2025   

    New to a Health Savings Account (HSA)? Here’s What You Need to Know As the name suggests, a Health Savings Account(HSA) is a special savings account used to pay for healthcare-related expenses. An HSA has potential financial benefits for now and later.  Not only can you save pre-tax dollars in this account to pay for qualified […]

  • Reducing Rising Healthcare Costs in 2025

    Posted: January 9, 2025   

    Healthcare costs are projected to rise significantly in 2025. To mitigate these increases, consider these tips: Know Your Plan: Take time to review what your health plan covers—and what it doesn’t—to avoid unexpected costs. Understand your health plan’s coverage, including deductibles, co-pays, and out-of-pocket maximums. Utilize In-Network Providers: Receiving care from out-of-network providers can dramatically […]

  • The Great Gloom

    Posted: December 30, 2024   

    The Great Gloom: A Growing Challenge The term “Great Gloom” may be new, but the decline in employee engagement is a longstanding issue. Recent data shows a significant drop in employee happiness; employee engagement in the U.S. has dropped to its lowest level in more than a decade. Root Causes of the Great Gloom

  • Four Misunderstood Terms in the Americans with Disabilities Act

    Four Misunderstood Terms in the Americans with Disabilities Act

    Posted: December 17, 2024   

    The Americans with Disabilities Act (ADA) applies to employers with 15 or more employees. Despite its broad coverage, there’s a lot of confusion about what the law requires and what its terms entail. A big reason for this confusion is the language of the law itself; the ADA speaks of nebulous concepts like undue hardship […]

  • Key Factors Driving Health Care Cost Increases in 2025

    Posted: December 16, 2024   

    Health care expenses are expected to rise significantly in 2025, with projections indicating a 7%-8% increase. This aligns with similar trends in 2024, showcasing the cumulative impact of ongoing cost growth. Below are the primary drivers of these increases: GLP-1 Medications: Glucagon-like peptide-1 drugs typically require long-term use to deliver intended health benefits. Currently, 6% […]


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