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  • Battling Holiday Depression: Tips to Avoid a Blue Christmas

    Posted: December 2, 2024   

    For some, the lyrics “with those holiday greetings and gay happy meetings when friends come to call, it’s the hap-happiest season of all” stirs happy memories of Christmas caroling. However, for others, the holidays can be one of the most stressful and isolating times of the year. The season often brings a whirlwind of demands—shopping, […]

  • ER vs Urgent Care: How to Choose the Right Care for Your Medical Needs

    Posted: November 26, 2024   

    All too often, illness or injury appears out of the blue: You wake up in the middle of the night with intense abdominal pain.  Or your baby spikes a high fever on the weekend. These situations are stressful and it’s hard to think when you’re under stress. But you need to decide where to go […]

  • FSA Contribution Limits for 2025

    Posted: November 19, 2024   

    On October 22, 2024, the IRS announced that the limit on employees’ salary reduction contributions to a health Flexible Spending Account (FSA) will increase to $3,3000 for plan years beginning in 2025.  This is an increase from the 2024 limit of $3,200.  By understanding the latest contribution limits, individuals can better plan for 2025 and […]

  • Navigating Employee Benefits: A Glossary

    Posted: November 11, 2024   

    Employee benefits can be a complex landscape, filled with acronyms and unfamiliar terms. In fact, more than 50% of American adults report that they don’t have a clear understanding of their health insurance.  Many people are confused because they reach adulthood without ever learning the basics of health insurance terminology.  Illiteracy about health insurance is […]

  • Gag Clause Attestation Deadline

    Posted: November 5, 2024   

    As the year comes to an end, a crucial compliance deadline looms for employers with health plans. Under the Consolidated Appropriations Act (CAA), health plans and insurance issuers must submit a Gag Clause Compliance Attestation by December 31, 2024. Since its enactment in 2020, this regulation prohibits health plans from including gag clauses—provisions that limit […]


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